Tax-Free Retirement for High Earners | IUL vs. 401(k) Limits
By: Dora Wysocki Published on: 11/01/2026Maxed out your 401(k)? Discover how high earners use Indexed Universal Life (IUL) to bypass contribution limits and build tax-free wealth with a 0% market floor.
Why Your Retirement Needs a Volatility Buffer in 2026
By: Dora Wysocki Published on: 10/01/2026Protect your $250k–$1.5M nest egg from market crashes. Learn how a Fixed Indexed Annuity (FIA) provides a 0% floor, guaranteed income, and an AUM-fee alternative.
Executive Benefits for High Earners: Advanced Compensation Strategies Beyond the 401(k)
By: Dora Wysocki Published on: 06/01/2026This blog post explores how business owners can use Executive Bonus Arrangements funded by life insurance to reward and retain top-tier talent. It breaks down the tax advantages for employers, such as tax-deductible bonuses , and the benefits for executives, including portable coverage and tax-deferred cash value accumulation. The post also introduces advanced strategies like Restricted Executive Bonus Arrangements (REBA) to create "golden handcuffs" and ensure long-term executive loyalty.
Tax-Free Wealth Transfer: Life Insurance as the Ultimate Legacy Tool
By: Dora Wysocki Published on: 20/12/2025Estate Preservation: How insurance creates an immediate, tax-free pool of capital to cover estate taxes and protect family assets from being liquidated. Tax-Advantaged Growth: A look at the "Tax-Advantaged Structure," detailing how policyholders benefit from tax-deferred growth on cash value and a tax-free death benefit for beneficiaries.
