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Guarantees Disclaimer : Any guarantees mentioned regarding insurance products are based solely on the claims-paying ability of the issuing insurance company. We are insurance professionals dedicated to helping you achieve financial stability in retirement. We are not licensed financial advisors, investment advisors, or attorneys. We offer educational information regarding insurance solutions, specifically annuities and life insurance products (IUL). We do not provide tax or legal advice. Consult with a qualified tax professional (CPA) or legal counsel for guidance regarding your specific tax and legal situation