Tax Discipline: Keeping More of Your Retirement Income
You’ve spent decades earning your wealth. Allowing inefficient tax strategies erode your savings in retirement is a failure of discipline. We coach you on the proactive tax coordination needed to protect your future and your legacy.
The Three Tax Traps
Trap 1: The RMD
Shock
Failure to plan for Required Minimum Distributions (RMDs) can trigger higher taxes and unnecessary emotional stress. We forecast and manage this discipline.
Trap 2: Roth Conversion Indecision
Roth conversions require precise timing and discipline. We model the opportunity cost of paying taxes now versus facing a much larger tax bill later.
Trap 3: The Coordination Gap
Tax planning is not an annual event. We ensure your CPA and investment team are coordinated on a disciplined, forward-looking schedule.
Don't let taxes silently erode your legacy. A disciplined approach protects your independence and ensures you keep more of what you worked for
Utilize Section 7702 to build a tax-free 'private reserve' that the IRS cannot touch, with no contribution limits. This is how high earners move "lazy money" into a
tax-advantaged vehicle?
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Guarantees Disclaimer : Any guarantees mentioned regarding insurance products are based solely on the claims-paying ability of the issuing insurance company. We are insurance professionals dedicated to helping you achieve financial stability in retirement. We are not licensed financial advisors, investment advisors, or attorneys. We offer educational information regarding insurance solutions, specifically annuities and life insurance products (IUL). We do not provide tax or legal advice. Consult with a qualified tax professional (CPA) or legal counsel for guidance regarding your specific tax and legal situation