Planning for Lasting Dignity
The greatest fear in retirement is outliving your money. Income planning is about securing your independence—ensuring you receive a reliable paycheck that lasts as long as you do. Our Permanent Foundation strategy eliminates longevity risk
From Anxiety to Absolute Certainty
Understand Your Longevity: We first model your unique lifespan risks and goals
Define Your Floor: We determine the absolute minimum income you need to maintain your dignity and independence
Build the Foundation: We lock in that floor income using High Level income annuities—guaranteed, irreversible contracts
Coach the Growth: The rest of your portfolio is managed with contractual gurantees, knowing your essential needs are safe
The Irreversible
Promise
The guarantee within your Guaranteed Income contract is the ultimate tool for peace of mind. It’s an irreversible commitment that no market fluctuation can undo. This certainty is the anchor of our coaching philosophy and the bedrock of a confident retirement
For the high earners and the pre-retiree alike, the greatest threat to a successful exit isn't a bad market—it’s being forced to sell during one. By establishing a Volatility Buffer through a fixed index strategy, you create a contractual 'safe bucket' that remains untouched by market swings. This foundation allows your other assets to stay invested for growth, giving you the confidence to ignore market noise knowing your lifestyle is already 'pre-paid' and protected by a 0% floor.
Copyright © 2026. DW Financial Group. All rights reserved
Guarantees Disclaimer : Any guarantees mentioned regarding insurance products are based solely on the claims-paying ability of the issuing insurance company. We are insurance professionals dedicated to helping you achieve financial stability in retirement. We are not licensed financial advisors, investment advisors, or attorneys. We offer educational information regarding insurance solutions, specifically annuities and life insurance products (IUL). We do not provide tax or legal advice. Consult with a qualified tax professional (CPA) or legal counsel for guidance regarding your specific tax and legal situation